fake pay stubs

Faking It: 5 Pro Tips for How to Create Fake Pay Stubs

Business Finance

Did you know that fake pay stubs are easy to make?

Pay stubs are used for a variety of things, but most people are unaware that you can make them whenever you want! Creating fake pay stubs is as simple as opening a program and inserting your information.

While the process is simple, you should get a good grasp of what kind of information goes on to a pay stub. This will let you start creating fake pay stubs as soon as possible, which will benefit you in the long run.

Keep on reading to learn about 5 pro tips for how to create fake pay stubs!

1. Know What You Can Use Pay Stubs For

Pay stubs are some of the most common documents used when people need to prove their income. Understanding what you can use pay stubs will give you a reason to make them, especially since proof of income is required for many things.

In most cases, employers will provide their employees with pay stubs whenever they’re paid with checks. However, those that are producing pay stubs themselves may not have any other document to prove their income. Fortunately, pay stubs are legal when proving income providing that you insert the correct information.

Here are some of the most common things people apply for that require proof of income:

  • Mortgage
  • Vehicle finance
  • Credit

Whenever you have to file taxes, you can use the information on your pay stubs to fill out your tax forms because they’ll have most of the things you need to know. All you’ll need to do is choose a program and do a few calculations to make your own pay stubs.

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2. Choose a Program to Make Them

One of the first things you’ll need to do when faking pay stubs is to decide what you’ll use to make them. This step is important because you need a program that will let you create several columns. You can use the likes of Google Spreadsheets or Microsoft Excel, both of which provide similar features.

The main difference between Google Spreadsheets and Microsoft Excel is that Spreadsheets can be accessed from anywhere if you have an internet connection. All of the data created on the program will be stored in the cloud. From there, you can download the files and store them as you wish.

However, if you’re looking to get the most customization, something like Excel may be the best option for you because it provides more features.

If you don’t want to go through the process of making the pay stub, you can get fake pay stubs from online generators.

These generators provide pay stub templates that look professional and are easy to fill out. After putting in your information, you can print them out from the website or save them to your computer.

3. Gross Pay

Before you can fully understand how to make pay stubs for yourself, you’ll need to know what information is put on them. Aside from basic things, such as your name, several numbers regarding your income will need to be reported.

The first thing you should fill out is your gross pay. Gross pay is one of the easier numbers to calculate as you just need to add up how much money you’ve made in a pay period. If you’ve earned $6,000 in a pay period, your gross pay would be $6,000.

Depending on how often you create pay stubs, your gross pay will vary. It’s best to create a pay stub every time you’re paid, but you can do them as often as you’d like.

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If you get paid for overtime work, simply multiply your regular rate by 1.5 and add that to your gross pay. This is usually only done by those that make an hourly wage.

4. Deductions

After calculating your gross pay, you need to calculate deductions. If you have an employer and receive a check, there’s a good chance that deductions are already made each time you’re paid. Those that are independent contractors will need to make these deductions themselves.

Some of the common deductions are Social Security, state, and local taxes. If you’re enrolled in a retirement plan, money should be deducted for that, as well. Keep in mind that some cities don’t require citizens to pay local taxes. You can refer to the IRS Employer’s Tax Guide to get an idea of how much you should deduct.

5. Net Pay

When you’ve figured out how much you must deduct from your pay, you’ll take that number and subtract it from your gross pay. Net pay is what you get when you’ve made deductions and is often considered as “take-home pay.”

If you happen to be self-employed, you should always set money aside to pay your taxes since they’re not automatically deducted. Try to only take your net pay and store the rest in a separate account for you to withdraw later.

Now You’re Ready to Make Fake Pay Stubs

Making fake pay stubs isn’t as difficult as many people think. Even if you’re not getting them from an employer, they can still be used whenever you’re applying for a loan or want to keep track of your income.

After reading this, you know know how to properly make fake pay stubs. Remember to calculate everything correctly to avoid issues in the future. Consider using a pay stub generator if you’re unsure of where to start.

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